How to Choose a Lease-to-Own Company in West Chicago, IL

When comparing lease-to-own companies in West Chicago, IL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in West Chicago so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in West Chicago, IL

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in West Chicago, IL follow similar models. You shop at an approved West Chicago retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in West Chicago, IL will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in West Chicago, IL?

The items you can shop for vary based on which West Chicago, IL retailers are approved by Snap Finance or Acima Leasing. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in West Chicago, IL

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local West Chicago, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local West Chicago stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in West Chicago, IL, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in West Chicago, IL

Snap Finance and Acima Leasing both want to help shoppers in West Chicago IL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in West Chicago, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in West Chicago, IL also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in West Chicago, IL, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in West Chicago, IL. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.