What to Look for in Waukegan, IL Lease-to-Own Companies
When selecting a lease-to-own company in Waukegan, IL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Waukegan and Snap Finance so you can find the right company for you.
Snap Finance in Waukegan, IL vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Waukegan, IL lease-to-own companies operate similarly. You shop in person or online at an approved Waukegan retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Waukegan, IL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Waukegan, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Waukegan, IL. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Waukegan, IL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Waukegan, IL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Waukegan and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Waukegan, IL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Waukegan, IL?
Everyone in Waukegan, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Waukegan, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Waukegan, IL also requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Waukegan, IL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Waukegan, IL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.