How to Choose a Lease-to-Own Company in Taylorville, IL
When picking a lease-to-own company in Taylorville, IL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Taylorville and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Taylorville, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Taylorville, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Taylorville and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Taylorville, IL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Taylorville, IL?
The items you can shop for in Taylorville, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Taylorville, IL
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Taylorville, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Taylorville and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Taylorville, IL or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Taylorville, IL?
Both Snap Finance and Amica Leasing support Taylorville, IL residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Taylorville, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Taylorville, IL also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Taylorville, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Taylorville, IL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.