Lease-to-Own in Swansea, IL: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Swansea, IL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Swansea, IL

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Swansea, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Swansea, IL so you can decide which company has the application process, requirements, and store selection that sounds best for you.

Swansea Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Swansea, IL? What about Progressive Leasing? Both companies follow similar application processes. Shop at eligible Swansea stores, choose the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Swansea, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Swansea vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Swansea, IL have similar application processes, they have different requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Swansea, IL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in Swansea with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Swansea, IL

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Swansea allows you to shop at thousands of Swansea stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Swansea, IL, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Swansea, IL

Progressive Leasing and Acima Leasing in Swansea, IL consider the same items leasable. In general, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Swansea, IL?

Determining the right lease-to-own company in Swansea, IL is a personal choice we can't make for you. To choose the right fit, consider approval requirements, which stores in Swansea you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.