Choosing Your Sugar Grove, IL Lease-to-Own Company
When choosing a lease-to-own company in Sugar Grove, IL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Sugar Grove and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Sugar Grove, IL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Sugar Grove, IL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Sugar Grove retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing in Sugar Grove, IL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Sugar Grove, IL Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Sugar Grove, IL. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Sugar Grove, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Sugar Grove, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sugar Grove and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Sugar Grove, IL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Sugar Grove, IL
Both Snap Finance and Amica Leasing aim to help shoppers in Sugar Grove, IL with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Sugar Grove, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Sugar Grove, IL also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Sugar Grove, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Sugar Grove, IL. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.