Choosing Your Sterling, IL Lease-to-Own Company
When picking a lease-to-own company in Sterling, IL, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sterling so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Sterling, IL Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Sterling, IL follow similar models. You shop in person or online at an approved Sterling retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Sterling, IL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Sterling, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Sterling, IL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Sterling, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Sterling, IL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sterling and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Sterling, IL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Sterling, IL
Snap Finance and Acima Leasing both want to help shoppers in Sterling IL get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Sterling, IL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Sterling, IL also requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Sterling, IL
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Sterling, IL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.