Acima Leasing or Progressive Leasing in Sterling, IL?

When you need a lease-to-own solution in Sterling, IL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Sterling, IL

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Sterling, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Sterling, IL to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Sterling Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Sterling, IL? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Sterling stores, select the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Sterling, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Sterling vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Sterling, IL have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Sterling, IL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Sterling with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Where in Sterling Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Sterling and online, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in Sterling, IL, or shop Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Sterling, IL?

Progressive Leasing and Acima Leasing in Sterling, IL consider the same items leasable. Generally, eligible items are durable goods that are returnable and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Acima Leasing or Progressive Leasing the Best Sterling, IL Lease-to-Own Company?

The choice of lease-to-own company in Sterling, IL is entirely in your hands. To choose the right fit, consider approval requirements, which stores in Sterling you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.