How to Choose a Lease-to-Own Company in Springfield, IL
When picking a lease-to-own company in Springfield, IL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Springfield and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Springfield, IL Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Springfield, IL tend to work the same way. You shop in person or online at an approved Springfield retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Springfield, IL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Springfield, IL?
The items you can shop for in Springfield, IL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Springfield, IL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Springfield, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Springfield and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Springfield, IL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Springfield, IL
For shoppers in Springfield, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Springfield, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Springfield, IL, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Springfield, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Springfield, IL. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.