How Do I Choose Between Lease-to-Own Companies in Springfield, IL?
Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but lack the funds. You have your choice of companies like Progressive Leasing in Springfield, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Springfield, IL to guide you in deciding which company has the best application process, store selection, and requirements for you.
How Do Acima Leasing and Progressive Leasing in Springfield, IL Work?
How does Progressive Leasing work in Springfield, IL? And how does Acima Leasing work? Both companies follow similar application processes. Browse at eligible Springfield retailers, choose the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Springfield, you can be approved for up to $5,000!
Springfield Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Springfield, IL are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Springfield, IL, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Springfield shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Springfield Stores Are Eligible?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Springfield, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Springfield, IL, or browse Acima Leasing’s online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Springfield, IL?
Acima Leasing and Progressive Leasing in Springfield, IL follow similar guidelines for leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Springfield, IL?
We can’t tell you which lease-to-own company in Springfield, IL to choose. The right choice for you will depend on which Springfield retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.