Choosing Between Sparta, IL Lease-to-Own Companies
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. With so many companies like Progressive Leasing in Sparta, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Sparta, IL so you can decide which company has the best application process, store selection, and requirements for you.
Sparta Progressive Leasing vs. Acima Leasing: How They Work
How do you lease-to-own with Progressive Leasing in Sparta, IL? What about Acima Leasing? You can expect a similar application process for both. Shop at your favorite eligible stores in Sparta, select the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Sparta, you can be approved for up to $5,000!
Sparta Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Sparta, IL are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Sparta, IL, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Sparta with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Sparta Can I Shop with Acima Leasing vs. Progressive Leasing?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Sparta, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Sparta, IL, or browse Acima Leasing’s online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Sparta, IL
Acima Leasing and Progressive Leasing in Sparta, IL follow similar guidelines for leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Sparta, IL?
We can’t tell you which lease-to-own company in Sparta, IL to choose. The right choice for you will depend on approval requirements, which stores in Sparta you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.