How to Choose a Lease-to-Own Company in South Chicago Heights, IL
When choosing a lease-to-own company in South Chicago Heights, IL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in South Chicago Heights so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in South Chicago Heights, IL Work
How do Acima Leasing and Snap Finance work? Whichever South Chicago Heights, IL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in South Chicago Heights and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in South Chicago Heights, IL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in South Chicago Heights, IL?
The items you can shop for in South Chicago Heights, IL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
South Chicago Heights, IL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in South Chicago Heights, IL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in South Chicago Heights and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find South Chicago Heights, IL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in South Chicago Heights, IL?
For shoppers in South Chicago Heights, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in South Chicago Heights, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in South Chicago Heights, IL also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in South Chicago Heights, IL? Try Acima Leasing
Acima Leasing and Snap Finance are great options for South Chicago Heights, IL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.