Lease-to-Own in South Beloit, IL: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in South Beloit, IL but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in South Beloit, IL

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in South Beloit, how do you know which one to choose? Let's compare Acima Leasing in South Beloit, IL against Progressive Leasing to help you determine which company's store selection, requirements, and application process sound right for you.

South Beloit Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in South Beloit, IL? Both companies follow similar application processes. Shop at your favorite eligible stores in South Beloit, pick out the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in South Beloit!

What Are the Requirements for Progressive Leasing in South Beloit vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in South Beloit, IL share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in South Beloit, IL need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in South Beloit who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What South Beloit Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in South Beloit, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in South Beloit, IL, or shop Acima Leasing's online retailers.

What Items Can I Lease in South Beloit, IL with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in South Beloit, IL  have similar leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in South Beloit, IL Right for You?

We can’t tell you which lease-to-own company in South Beloit, IL to choose. The right choice for you will depend on approval requirements, which stores in South Beloit you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.