Lease-to-Own in Smithton, IL: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Smithton, IL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Smithton, IL

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Smithton, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Smithton, IL so you can figure out which company offers the requirements, store selection, and application process that fits your needs.

Smithton Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Smithton, IL? And how does Acima Leasing work? They both have similar application steps. Browse at eligible Smithton retailers, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Smithton!

Lease-to-Own Requirements for Progressive Leasing in Smithton vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Smithton, IL share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Smithton, IL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Smithton who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Smithton, IL Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Smithton and online, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Smithton, IL stores.

What Items Can I Lease in Smithton, IL with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Smithton, IL  have similar leasable items. Generally, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Smithton, IL?

We can’t tell you which lease-to-own company in Smithton, IL to choose. The best option for you depends on approval requirements, which stores in Smithton you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.