What to Look for in Shorewood, IL Lease-to-Own Companies
When choosing a lease-to-own company in Shorewood, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Shorewood and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Shorewood, IL
Are there any differences in how Snap Finance and Acima Leasing work? Most Shorewood, IL lease-to-own companies operate similarly. You shop at an approved Shorewood retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Snap Finance or Acima Leasing in Shorewood, IL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Shorewood, IL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Shorewood, IL. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Shorewood, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Shorewood, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Shorewood and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Shorewood, IL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Shorewood, IL?
Snap Finance and Amica Leasing are dedicated to helping Shorewood, IL shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Shorewood, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
For Acima Leasing in Shorewood, IL, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Shorewood, IL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Shorewood, IL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.