Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Sauk Village, IL

You need a lease-to-own option in Sauk Village, IL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Sauk Village, IL

When picking a lease-to-own company in Sauk Village, IL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sauk Village so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Sauk Village, IL

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Sauk Village, IL follow similar models. You shop at an approved Sauk Village retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance in Sauk Village, IL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Sauk Village, IL?

The items you can shop for in Sauk Village, IL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Sauk Village, IL

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Sauk Village, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Sauk Village and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Sauk Village, IL, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Sauk Village, IL

Both Snap Finance and Amica Leasing support Sauk Village, IL residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Sauk Village, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Sauk Village, IL requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Sauk Village, IL

Acima Leasing and Snap Finance are great options for Sauk Village, IL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.