Choosing Your Romeoville, IL Lease-to-Own Company
When selecting a lease-to-own company in Romeoville, IL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Romeoville and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Romeoville, IL Work?
How does Acima Leasing work? Or Snap Finance? Whichever Romeoville, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Romeoville retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Romeoville, IL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Romeoville, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Romeoville, IL. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Romeoville, IL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Romeoville, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Romeoville businesses to national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Romeoville, IL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Romeoville, IL
Everyone in Romeoville, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Romeoville, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Romeoville, IL also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Romeoville, IL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Romeoville, IL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.