What to Look for in Rock Falls, IL Lease-to-Own Companies
When choosing a lease-to-own company in Rock Falls, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Rock Falls and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Rock Falls, IL Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Rock Falls, IL tend to work the same way. To start, you choose an approved retailer in Rock Falls and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Rock Falls, IL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Rock Falls, IL?
The items you can shop for in Rock Falls, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Rock Falls, IL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Rock Falls, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Rock Falls and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Rock Falls, IL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Rock Falls, IL
Both Snap Finance and Amica Leasing aim to help shoppers in Rock Falls, IL with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Rock Falls, IL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Rock Falls, IL, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Rock Falls, IL Lease-to-Own Company
Many shoppers across Rock Falls, IL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.