Choosing Between Acima Leasing and Progressive Leasing in Rock Falls, IL

Looking to lease-to-own in Rock Falls, IL but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Rock Falls, IL Lease-to-Own Companies

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. Rock Falls is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Rock Falls, IL to help you determine which company offers the requirements, store selection, and application process that fits your needs.

How Do Acima Leasing and Progressive Leasing in Rock Falls, IL Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Rock Falls, IL? You can expect a similar application process for both. Shop at eligible retailers in Rock Falls, select the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Rock Falls!

Rock Falls Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Rock Falls, IL might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

For Acima Leasing in Rock Falls, IL, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Rock Falls shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Rock Falls Stores Are Eligible?

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Rock Falls, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Rock Falls, IL, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Rock Falls, IL?

The rules for leasable items at Acima Leasing and Progressive Leasing in Rock Falls, IL are quite similar. In general, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Rock Falls, IL Lease-to-Own Company?

Determining the right lease-to-own company in Rock Falls, IL is a personal choice we can't make for you. You have to select the right fit for you based on approval requirements, which stores in Rock Falls you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.