How to Choose a Lease-to-Own Company in River Grove, IL
When choosing a lease-to-own company in River Grove, IL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in River Grove and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in River Grove, IL Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever River Grove, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved River Grove retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in River Grove, IL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in River Grove, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in River Grove, IL. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in River Grove, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in River Grove, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in River Grove and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find River Grove, IL stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in River Grove, IL
Snap Finance and Acima Leasing both want to help shoppers in River Grove IL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in River Grove, IL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
Acima Leasing in River Grove, IL also requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your River Grove, IL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in River Grove, IL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.