Choosing Between Acima Leasing and Progressive Leasing in Quincy, IL

When you need a lease-to-own solution in Quincy, IL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Quincy, IL

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but are low on cash. With so many companies like Progressive Leasing in Quincy, how do you know which one to choose? Let's take a closer look at Acima Leasing and Progressive Leasing in Quincy, IL so you can decide which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Quincy, IL Work?

How does Progressive Leasing work in Quincy, IL? And how does Acima Leasing work? Both companies follow similar application processes. Shop at your favorite eligible stores in Quincy, pick out the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Quincy!

Quincy Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Quincy, IL are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Quincy, IL requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Quincy shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Quincy Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Quincy stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Quincy, IL, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Quincy, IL

The rules for leasable items at Acima Leasing and Progressive Leasing in Quincy, IL are quite similar. Typically, an eligible product must be durable, returnable, and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Acima Leasing or Progressive Leasing the Best Quincy, IL Lease-to-Own Company?

We can’t tell you which lease-to-own company in Quincy, IL to choose. The best option for you depends on which Quincy retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.