How to Choose a Lease-to-Own Company in Plano, IL
When selecting a lease-to-own company in Plano, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Plano so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Plano, IL
How does Snap Finance work? Or Acima Leasing? Most Plano, IL lease-to-own companies operate similarly. First, you pick from a list of approved Plano retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Plano, IL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Plano, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Plano, IL. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Plano, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Plano, IL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Plano and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Plano, IL.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Plano, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Plano, IL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Plano, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Plano, IL also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Plano, IL Lease-to-Own Company
Many shoppers across Plano, IL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.