Choosing Your Plainfield, IL Lease-to-Own Company
When comparing lease-to-own companies in Plainfield, IL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Plainfield and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Plainfield, IL
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Plainfield, IL follow similar models. You shop at an approved Plainfield retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing in Plainfield, IL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Plainfield, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Plainfield, IL. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Plainfield, IL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Plainfield, IL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Plainfield and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Plainfield, IL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Plainfield, IL?
Everyone in Plainfield, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Plainfield, IL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Plainfield, IL requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Plainfield, IL, the Choice Is Yours
Many shoppers across Plainfield, IL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.