Deciding Between Acima Leasing and Snap Finance in Pinckneyville, IL

You need a lease-to-own option in Pinckneyville, IL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How to Choose a Lease-to-Own Company in Pinckneyville, IL

When choosing a lease-to-own company in Pinckneyville, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Pinckneyville and Snap Finance so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Pinckneyville, IL Work

How do Acima Leasing and Snap Finance work? Most Pinckneyville, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Pinckneyville and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, pick the eligible items you want, and Acima Leasing in Pinckneyville, IL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

Pinckneyville, IL Product Selections: Acima Leasing vs. Snap Finance

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Pinckneyville, IL. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Pinckneyville, IL and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Pinckneyville, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Pinckneyville businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Pinckneyville, IL or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Pinckneyville, IL?

Snap Finance and Amica Leasing are dedicated to helping Pinckneyville, IL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Pinckneyville, IL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in Pinckneyville, IL also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Pinckneyville, IL? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pinckneyville, IL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.