What to Look for in Pekin, IL Lease-to-Own Companies
When selecting a lease-to-own company in Pekin, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Pekin and Snap Finance so you know which company is your best fit.
Snap Finance in Pekin, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Pekin, IL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Pekin retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Pekin, IL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Pekin, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Pekin, IL. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Pekin, IL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Pekin, IL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Pekin and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Pekin, IL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Pekin, IL?
For shoppers in Pekin, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Pekin, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Pekin, IL also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Pekin, IL
Acima Leasing and Snap Finance have a lot to offer shoppers in Pekin, IL. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.