Choosing Between Acima Leasing and Progressive Leasing in Pekin, IL

Who do you go to for lease-to-own solutions in Pekin, IL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Between Pekin, IL Lease-to-Own Companies

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Pekin, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Pekin, IL to guide you in deciding which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Pekin, IL Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Pekin, IL? They both have similar application steps. Shop at eligible Pekin stores, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Pekin, you can be approved for up to $5,000!

Pekin Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Pekin, IL might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Pekin, IL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Pekin who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Pekin Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Pekin and online, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Pekin, IL, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Pekin, IL?

The rules for leasable items at Acima Leasing and Progressive Leasing in Pekin, IL are quite similar. Generally, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Pekin, IL Right for You?

The choice of lease-to-own company in Pekin, IL is entirely in your hands. The best option for you depends on which Pekin retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.