Lease-to-Own in Pana, IL: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Pana, IL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing Between Pana, IL Lease-to-Own Companies

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Pana, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Pana, IL to help you determine which company's store selection, requirements, and application process sound right for you.

Pana Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Pana, IL? And how does Acima Leasing work? They both have similar application steps. Browse at eligible Pana retailers, pick out the items you want, and fill out an application online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Pana, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Pana vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Pana, IL are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Pana, IL requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Pana who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Pana, IL

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Pana stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Pana, IL, or view Acima Leasing's online retailers.

What Items Can I Lease in Pana, IL with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Pana, IL are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Pana, IL Right for You?

We can’t tell you which lease-to-own company in Pana, IL to choose. To choose the right fit, consider approval requirements, which stores in Pana you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.