Choosing a Lease-to-Own Company in Palatine, IL
When selecting a lease-to-own company in Palatine, IL, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Palatine so you can decide which company sounds best for you.
Snap Finance in Palatine, IL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Palatine, IL lease-to-own companies operate similarly. First, you pick from a list of approved Palatine retailers. Next, you shop online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Palatine, IL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Palatine, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Palatine, IL retailers are approved by Snap Finance or Acima Leasing. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Palatine, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Palatine, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Palatine and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Palatine, IL.
Acima Leasing vs. Snap Finance Application and Requirements in Palatine, IL
Snap Finance and Amica Leasing are dedicated to helping Palatine, IL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Palatine, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
Acima Leasing in Palatine, IL also requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Palatine, IL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Palatine, IL shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.