Choosing Your Orland Park, IL Lease-to-Own Company
When picking a lease-to-own company in Orland Park, IL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Orland Park and Acima Leasing so you know which company is your best fit.
Snap Finance in Orland Park, IL vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Orland Park, IL tend to work the same way. You shop in person or online at an approved Orland Park retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Orland Park, IL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Orland Park, IL?
The items you can shop for vary based on which Orland Park, IL retailers are approved by Snap Finance or Acima Leasing. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Orland Park, IL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Orland Park, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Orland Park businesses to trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Orland Park, IL stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Orland Park, IL
Both Snap Finance and Amica Leasing aim to help shoppers in Orland Park, IL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Orland Park, IL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Orland Park, IL also requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Orland Park, IL
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Orland Park, IL. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.