How to Choose a Lease-to-Own Company in Oakbrook Terrace, IL
When comparing lease-to-own companies in Oakbrook Terrace, IL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oakbrook Terrace so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Oakbrook Terrace, IL Work
How does Snap Finance work? Or Acima Leasing? Whichever Oakbrook Terrace, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Oakbrook Terrace retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Oakbrook Terrace, IL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Oakbrook Terrace, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Oakbrook Terrace, IL. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Oakbrook Terrace, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Oakbrook Terrace, IL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Oakbrook Terrace businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Oakbrook Terrace, IL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Oakbrook Terrace, IL
Everyone in Oakbrook Terrace, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Oakbrook Terrace, IL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in Oakbrook Terrace, IL, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Oakbrook Terrace, IL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Oakbrook Terrace, IL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.