How to Choose a Lease-to-Own Company in Oak Lawn, IL

When choosing a lease-to-own company in Oak Lawn, IL, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Oak Lawn and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Oak Lawn, IL Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Oak Lawn, IL follow similar models. You shop at an approved Oak Lawn retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, shop for the eligible products you want to get, and Snap Finance in Oak Lawn, IL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Oak Lawn, IL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Oak Lawn, IL. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Oak Lawn, IL Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Oak Lawn, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Oak Lawn and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Oak Lawn, IL, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Oak Lawn, IL?

Everyone in Oak Lawn, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Oak Lawn, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

Acima Leasing in Oak Lawn, IL also requires an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Oak Lawn, IL? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Oak Lawn, IL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.