You need a lease-to-own option in O Fallon, IL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.
Choosing Your O Fallon, IL Lease-to-Own Company
When selecting a lease-to-own company in O Fallon, IL, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in O Fallon and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in O Fallon, IL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever O Fallon, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved O Fallon retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in O Fallon, IL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
O Fallon, IL Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in O Fallon, IL. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in O Fallon, IL
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in O Fallon, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small O Fallon businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in O Fallon, IL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in O Fallon, IL
Everyone in O Fallon, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in O Fallon, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
For Acima Leasing in O Fallon, IL, you will also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in O Fallon, IL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in O Fallon, IL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.