When you need a lease-to-own solution in O Fallon, IL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.
Choosing Between O Fallon, IL Lease-to-Own Companies
Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. O Fallon is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in O Fallon, IL to guide you in deciding which company's store selection, requirements, and application process sound right for you.
O Fallon Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in O Fallon, IL? What about Acima Leasing? You can expect a similar application process for both. Shop at eligible O Fallon stores, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!
How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in O Fallon!
O Fallon Acima Leasing Requirements vs. Progressive Leasing Requirements
Acima Leasing and Progressive Leasing in O Fallon, IL might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in O Fallon, IL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help O Fallon shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.
Acima Leasing vs. Progressive Leasing: What O Fallon Stores Are Eligible?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in O Fallon and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in O Fallon, IL, or shop Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in O Fallon, IL
You'll find that Progressive Leasing and Acima Leasing in O Fallon, IL have similar leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in O Fallon, IL?
The choice of lease-to-own company in O Fallon, IL is entirely in your hands. You have to select the right fit for you based on which O Fallon retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.