What to Look for in Northbrook, IL Lease-to-Own Companies
When choosing a lease-to-own company in Northbrook, IL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Northbrook and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Northbrook, IL
Are there any differences in how Snap Finance and Acima Leasing work? Most Northbrook, IL lease-to-own companies operate similarly. First, you pick from a list of approved Northbrook retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Northbrook, IL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Northbrook, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Northbrook, IL. Typically, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Northbrook, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Northbrook, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Northbrook and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Northbrook, IL.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Northbrook, IL?
Snap Finance and Acima Leasing both want to help shoppers in Northbrook IL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Northbrook, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Northbrook, IL also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Northbrook, IL? Try Acima Leasing
Many shoppers across Northbrook, IL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.