Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in North Riverside, IL

You’re ready to shop with help from a lease-to-own company in North Riverside, IL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in North Riverside, IL

When selecting a lease-to-own company in North Riverside, IL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in North Riverside and Snap Finance so you can find the right company for you.

How Does Lease-to-Own in North Riverside, IL Work?

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in North Riverside, IL tend to work the same way. You shop at an approved North Riverside retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in North Riverside, IL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in North Riverside, IL?

The items you can shop for vary based on which North Riverside, IL retailers are approved by Snap Finance or Acima Leasing. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in North Riverside, IL

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in North Riverside, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in North Riverside and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in North Riverside, IL.

Am I Qualified to Apply for Snap Finance or Acima Leasing in North Riverside, IL?

Both Snap Finance and Amica Leasing support North Riverside, IL residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in North Riverside, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.

For Acima Leasing in North Riverside, IL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in North Riverside, IL

Acima Leasing and Snap Finance have a lot to offer shoppers in North Riverside, IL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.