Choosing Your North Aurora, IL Lease-to-Own Company
When picking a lease-to-own company in North Aurora, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in North Aurora so you can decide which company sounds best for you.
Snap Finance in North Aurora, IL vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever North Aurora, IL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved North Aurora retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing in North Aurora, IL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
North Aurora, IL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in North Aurora, IL. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in North Aurora, IL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local North Aurora, IL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in North Aurora and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in North Aurora, IL, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in North Aurora, IL?
Everyone in North Aurora, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in North Aurora, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in North Aurora, IL also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your North Aurora, IL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in North Aurora, IL. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.