What to Look for in Norridge, IL Lease-to-Own Companies
When selecting a lease-to-own company in Norridge, IL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Norridge so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Norridge, IL
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Norridge, IL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Norridge retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Norridge, IL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Norridge, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Norridge, IL. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Norridge, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Norridge, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Norridge and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Norridge, IL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Norridge, IL?
For shoppers in Norridge, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Norridge, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Norridge, IL also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Norridge, IL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Norridge, IL. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.