How to Choose a Lease-to-Own Company in Normal, IL
When picking a lease-to-own company in Normal, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Normal so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Normal, IL
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Normal, IL follow similar models. To start, you choose an approved retailer in Normal and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Normal, IL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Normal, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Normal, IL. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Normal, IL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Normal, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Normal and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Normal, IL.
What Are the Requirements for Acima Leasing vs. Snap Finance in Normal, IL?
Snap Finance and Amica Leasing are dedicated to helping Normal, IL shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Normal, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Normal, IL, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Normal, IL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Normal, IL. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.