Choosing a Lease-to-Own Company in Naperville, IL
When picking a lease-to-own company in Naperville, IL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Naperville and Snap Finance so you can find the right company for you.
Snap Finance in Naperville, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Naperville, IL lease-to-own companies operate similarly. You shop in person or online at an approved Naperville retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Naperville, IL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Naperville, IL?
The items you can shop for in Naperville, IL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Naperville, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Naperville, IL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Naperville stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Naperville, IL.
What Are the Requirements for Acima Leasing vs. Snap Finance in Naperville, IL?
Snap Finance and Acima Leasing both want to help shoppers in Naperville IL get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Naperville, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Naperville, IL also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Naperville, IL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Naperville, IL. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.