Acima Leasing or Progressive Leasing in Mt Vernon, IL?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Mt Vernon, IL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Mt Vernon, IL

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but lack the funds. When looking at companies like Progressive Leasing in Mt Vernon, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Mt Vernon, IL so you can decide which company's store selection, requirements, and application process sound right for you.

Mt Vernon Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Mt Vernon, IL? What about Acima Leasing? They both have similar application steps. Shop at your favorite eligible stores in Mt Vernon, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Mt Vernon!

What Are the Requirements for Progressive Leasing in Mt Vernon vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Mt Vernon, IL have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Mt Vernon, IL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Mt Vernon shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Where in Mt Vernon Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Mt Vernon stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Mt Vernon, IL, or view Acima Leasing's online retailers.

What Items Can I Lease in Mt Vernon, IL with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Mt Vernon, IL are quite similar. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Mt Vernon, IL?

We can’t tell you which lease-to-own company in Mt Vernon, IL to choose. You have to select the right fit for you based on approval requirements, which stores in Mt Vernon you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.