What to Look for in Mount Vernon, IL Lease-to-Own Companies
When comparing lease-to-own companies in Mount Vernon, IL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Mount Vernon and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Mount Vernon, IL Work
How does Acima Leasing work? Or Snap Finance? Whichever Mount Vernon, IL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Mount Vernon and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, select the eligible products you want, and Snap Finance in Mount Vernon, IL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Mount Vernon, IL?
The items you can shop for in Mount Vernon, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Mount Vernon, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Mount Vernon, IL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Mount Vernon and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Mount Vernon, IL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mount Vernon, IL?
For shoppers in Mount Vernon, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Mount Vernon, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Mount Vernon, IL also requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Mount Vernon, IL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Mount Vernon, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.