Choosing Your Mount Prospect, IL Lease-to-Own Company
When choosing a lease-to-own company in Mount Prospect, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Mount Prospect and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Mount Prospect, IL Work?
How do Acima Leasing and Snap Finance work? Most Mount Prospect, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Mount Prospect and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Mount Prospect, IL will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Mount Prospect, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Mount Prospect, IL retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Mount Prospect, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Mount Prospect, IL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Mount Prospect and national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Mount Prospect, IL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Mount Prospect, IL
For shoppers in Mount Prospect, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Mount Prospect, IL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Mount Prospect, IL also requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Mount Prospect, IL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mount Prospect, IL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.