How to Choose a Lease-to-Own Company in Morton, IL
When comparing lease-to-own companies in Morton, IL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Morton so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Morton, IL
How does Snap Finance work? Or Acima Leasing? Whichever Morton, IL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Morton retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Morton, IL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Morton, IL?
The items you can shop for in Morton, IL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Morton, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Morton, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Morton and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Morton, IL.
What’s Needed to Apply for Acima Leasing or Snap Finance in Morton, IL
Both Snap Finance and Amica Leasing support Morton, IL residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Morton, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Morton, IL also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Morton, IL? Try Acima Leasing
Many shoppers across Morton, IL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.