How to Choose a Lease-to-Own Company in Montgomery, IL
When choosing a lease-to-own company in Montgomery, IL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Montgomery and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Montgomery, IL Work
How does Acima Leasing work? Or Snap Finance? Whichever Montgomery, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Montgomery retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance in Montgomery, IL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Montgomery, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Montgomery, IL. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Montgomery, IL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Montgomery, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Montgomery stores and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Montgomery, IL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Montgomery, IL?
Snap Finance and Acima Leasing both want to help shoppers in Montgomery IL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Montgomery, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Montgomery, IL also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Montgomery, IL Lease-to-Own Company
Many shoppers across Montgomery, IL can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.