Acima Leasing or Progressive Leasing in McHenry, IL?

Who do you go to for lease-to-own solutions in McHenry, IL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in McHenry, IL

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. McHenry is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in McHenry, IL against Progressive Leasing so you can figure out which company offers the requirements, store selection, and application process that fits your needs.

McHenry Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in McHenry, IL? And how does Acima Leasing work? Both companies follow similar application processes. Shop at eligible McHenry stores, pick out the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in McHenry, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in McHenry vs. Acima Leasing

While Acima Leasing and Progressive Leasing in McHenry, IL have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in McHenry, IL requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in McHenry who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in McHenry, IL

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in McHenry and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in McHenry, IL, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in McHenry, IL?

Acima Leasing and Progressive Leasing in McHenry, IL follow similar guidelines for leasable items. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best McHenry, IL Lease-to-Own Company?

The choice of lease-to-own company in McHenry, IL is entirely in your hands. You have to select the right fit for you based on the application process, approval requirements, and which McHenry stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.