Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Maywood, IL

You need a lease-to-own option in Maywood, IL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Maywood, IL

When picking a lease-to-own company in Maywood, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Maywood and Acima Leasing so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Maywood, IL Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Maywood, IL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Maywood retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance in Maywood, IL or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Maywood, IL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Maywood, IL. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Maywood, IL and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Maywood, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Maywood stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Maywood, IL stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Maywood, IL?

For shoppers in Maywood, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Maywood, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Maywood, IL requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Maywood, IL

Acima Leasing and Snap Finance have a lot to offer shoppers in Maywood, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.