Comparing Acima Leasing and Snap Finance in Markham, IL

You need a lease-to-own option in Markham, IL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Markham, IL Lease-to-Own Company

When comparing lease-to-own companies in Markham, IL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Markham and Snap Finance so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Markham, IL

Are there any differences in how Snap Finance and Acima Leasing work? Most Markham, IL lease-to-own companies operate similarly. You shop at an approved Markham retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Markham, IL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Markham, IL?

The items you can shop for in Markham, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Markham, IL and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Markham, IL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Markham and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Markham, IL, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Markham, IL?

Both Snap Finance and Amica Leasing aim to help shoppers in Markham, IL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Markham, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

For Acima Leasing in Markham, IL, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Markham, IL, the Choice Is Yours

Many shoppers across Markham, IL can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.