How to Choose a Lease-to-Own Company in Marion, IL
When picking a lease-to-own company in Marion, IL, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Marion so you can find the right company for you.
How Does Lease-to-Own in Marion, IL Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Marion, IL tend to work the same way. First, you pick from a list of approved Marion retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Marion, IL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Marion, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Marion, IL. Usually, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Marion, IL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Marion, IL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Marion businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Marion, IL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Marion, IL?
For shoppers in Marion, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Marion, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Marion, IL also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Marion, IL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Marion, IL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.