Choosing Your Macomb, IL Lease-to-Own Company
When comparing lease-to-own companies in Macomb, IL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Macomb and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Macomb, IL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Macomb, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Macomb and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Macomb, IL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Macomb, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Macomb, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Macomb, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Macomb, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Macomb businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Macomb, IL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Macomb, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Macomb, IL with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Macomb, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Macomb, IL also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Macomb, IL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Macomb, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.