What to Look for in Lombard, IL Lease-to-Own Companies
When picking a lease-to-own company in Lombard, IL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Lombard and Acima Leasing so you can find the right company for you.
Snap Finance in Lombard, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Lombard, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Lombard retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Lombard, IL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Lombard, IL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lombard, IL. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Lombard, IL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Lombard, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Lombard and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Lombard, IL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lombard, IL?
For shoppers in Lombard, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Lombard, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Lombard, IL requires an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Lombard, IL Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Lombard, IL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.