Choosing Between Acima Leasing and Progressive Leasing in Lincoln, IL

When you need a lease-to-own solution in Lincoln, IL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Selecting a Lease-to-Own Company in Lincoln, IL

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. Lincoln is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Lincoln, IL so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Lincoln Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Lincoln, IL? What about Acima Leasing? They both have similar application steps. Shop at eligible retailers in Lincoln, select the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Lincoln!

Lincoln Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Lincoln, IL might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Lincoln, IL, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Lincoln with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Lincoln, IL Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Lincoln and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Lincoln, IL, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Lincoln, IL

Progressive Leasing and Acima Leasing in Lincoln, IL consider the same items leasable. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Lincoln, IL?

The choice of lease-to-own company in Lincoln, IL is entirely in your hands. The best option for you depends on which Lincoln retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.